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Debt Consolidation and Credit Refinancing

Archive for August, 2009

Digging out of credit-card debt (Seattle Times)

By admin on August 30th, 2009

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For some consumers, excessive credit-card debt can result from life-event setbacks. For others, it’s a gradual slide.


Help teens learn how to use credit (Richmond Times-Dispatch)

Parents, talk to your college-bound youngsters about the correct use of a credit card on campus this semesterand about the dangers of racking up debt. Think about these sobering facts from a 2009 study by student lender Sallie Mae: Undergraduates are carrying record high credit-card balances. The average balance has grown to $3,173, the highest in the studys history.


Ohio credit rating could drop again (The Columbus Dispatch)

A major ratings agency has given Ohio’s credit rating a negative outlook partly because of decisions made in the latest state budget, putting the state in danger of having its rating dropped again.

debt consolidation pros cons

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Diminished credit line doesn’t necessarily hurt FICO score, study finds (The Indianapolis Star)

By admin on August 30th, 2009

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U.S. consumers have been getting letters from their credit-card issuers announcing deep cuts in their credit lines. But not to worry, says a new study by FICO (formerly Fair Isaac), the creator of the widely used credit-scoring system. If you don’t carry a high balance and you are a good credit user (paying off your balance every month), the cuts will have minimal impact on your FICO scores.


Israel’s Koor ups Credit Suisse stake to 2.12 pct (Reuters via Yahoo! Philippines News)

JERUSALEM, Aug 30 (Reuters) - Israeli holding company Koor Industries said on Sunday it had raised its stake in Credit Suisse to 2.12 percent from 2 percent.

national debt consolidation

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Maybe Now We Can Find a Credit Card Online

By Rhett on August 28th, 2009

The banks and credit card issuers have tightened credit greatly over the past year or so. That has made getting a credit card online, or any other way for that matter, very difficult. You really need to have outstanding credit history now in order to get approved for a credit card. If you’re in the market for some new plastic you can check them out at http://www.creditcardcandor.com.

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Learn Online Marketing with Videos

By todaynet on August 28th, 2009

Starting an online business is certainly an attractive way to fight back against the down turn in the world’s economies. But even those of us who are technically inclined may find it difficult to get started in Internet marketing. Many who try, fail, simply because they don’t know where to go for good advice and training.

I can tell you from long experience that you will do best (and start making money fastest) by learning internet marketing through video tutorials. After searching around a lot, I’ve found an outstanding, low-cost membership where you can learn Internet Marketing: Quick Marketing by Andrew Fox

Here are a couple of reasons why I think the Marketing Quickies videos are your best bet for learning Internet marketing:
- MQ3 covers the most important elements you must know to succeed in online marketing
- you’ll learn how to increase sales and conversions with powerful, cutting-edge techniques
- full-screen desktop screencasts show the exact steps to follow for success

Just look at some of the essential tactics you’ll learn in the first few videos:
- succeed by positioning your product or message in front of hungry buyers
- discover advertising methods that cost little to no money to implement
- cutting edge techniques for big traffic from video syndication

A Marketing Quickies membership is the best way I know to learn Internet Marketing and how to make money online!

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The Good and the Bad with Wholesale Clothing

By netmedi2 on August 27th, 2009

In every business, there is always pros and cons. If the pros outweighs the cons, then it’s all good. This is just the same with companies in the wholesale clothing and wholesale apparel industry. For the pros, these wholesalers can get their merchandise at a dirt cheap price because they rely on importers and liquidators who sells in pallets and truck loads of closeout items from different sources. These items are normally brand new and some even came from big department stores. If they get it at a dirt cheap price, naturally, they want to sell it at an extremely low price up to 80% cheaper than standard wholesale prices. The savings then pass on to the retailers so they can get better profit margin then in turn move the inventory pretty fast. Cons. On a slow economy like this, resellers are stuck with the inventory they bought months and months ago because there are not very many buyers who are willing to spend any money even for an extremely cheap price. They’d rather save the little money they have than spend it for any emergency.

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